Category wise Outstanding Individual Housing Loans

• All four lending categories, Housing Finance Companies, Public Sector Banks, Private Sector Banks, and Regional Rural Banks show a consistent upward trend in lending or activity.

• Public Sector Banks maintain the largest volumes, growing from 15.91 lakh to 16.50 lakh, indicating steady public credit expansion. Private Sector Banks, though smaller in size, exhibit steady growth from 12.95 lakh to 13.09 lakh, suggesting healthy private lending momentum.

• Housing Finance Companies show stable growth from 6.54 lakh to 6.73 lakh, marking a clear, incremental rise each month, potentially driven by sustained demand in housing loans.

• Regional Rural Banks, while much smaller in scale, display a steady increase from 44.8k to 46.9k, pointing toward gradual financial inclusion progress in rural areas.