Category wise Outstanding Individual Housing Loans

All four lending categories, Housing Finance Companies, Public Sector Banks, Private Sector Banks, and Regional Rural Banks show a consistent upward trend in lending or activity.
Public Sector Banks maintain the largest volumes, growing from 15.91 lakh to 16.50 lakh, indicating steady public credit expansion. Private Sector Banks, though smaller in size, exhibit steady growth from 12.95 lakh to 13.09 lakh, suggesting healthy private lending momentum.
Housing Finance Companies show stable growth from 6.54 lakh to 6.73 lakh, marking a clear, incremental rise each month, potentially driven by sustained demand in housing loans.
Regional Rural Banks, while much smaller in scale, display a steady increase from 44.8k to 46.9k, pointing toward gradual financial inclusion progress in rural areas.
INR Cr
Housing Finance Companies 6,54,148 6,59,929 6,64,096 6,69,182 6,73,718 6,76,681 6,81,682 6,86,874 6,92,468 6,98,136 7,05,123Not Published 7,20,123 7,27,485 7,34,538
Public Sector Banks 15,91,803 16,02,470 16,23,185 16,34,004 16,50,077 16,76,727 17,07,704 17,11,518 17,32,849 17,40,762 17,52,428Not Published 17,82,844 17,93,824 18,15,497
Private Sector Banks 12,95,395 13,00,894 13,04,114 13,06,353 13,09,523 13,16,705 13,22,220 13,26,667 13,34,591 13,40,091 13,47,188Not Published 13,63,960 13,68,259 13,76,055
Regional Rural Banks 44,796 45,026 45,209 45,691 46,878 48,326 49,632 50,052 50,670 51,121 51,285Not Published 52,201 52,546 53,146
Units: INR Cr

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Data Set - Home Loans |

Author/Publisher - National Housing Bank |

Source Data