Payment Fraud in Domestic Market

India's Domestic Payment Ecosystem experiences more than 2.4Lac instances of payment fraud cases that amounts to an INR value of {{ArOps||item2_latest0/100}} Cr for the month of {{latest0_date}}. We observe a evident increase in the absolute number of such fraud cases over the last 2 years, however, fraud transaction as a % of total transactions .
As of Nov '25, there is one fraudulent transaction in every 1Lac transaction, the same metric was 1 fraudulent transaction in 50.6k transactions.
Having said this, the quantum of fraud transactions have remain largely flat with occasional spikes.

Fraud Numbers as Percent of Total Transactions

Overtime the number of fraud transactions are increasing for sure, but is on a decline as a proportions of total transactions.
Monthly Fraud NumbersOne in every X payment transaction fraudulentFTS (Fraud / Payment Value * 10000)
Nov 202250,6210.143 bps
Nov 202357,6190.209 bps
Nov 202493,2990.155 bps
Nov 20251,01,2440.139 bps
Domestic Payments Fraud Numbers (in Lacs)
Volume (#)1.711.792.061.541.572.292.251.752.031.742.242.402.522.232.572.922.692.572.572.382.812.362.542.342.192.352.032.592.301.831.841.801.871.872.872.403.032.812.422.53999
Value (INR) 24,942 21,973 25,704 20,426 19,496 31,666 33,301 27,284 28,500 26,459 28,596 32,002 36,644 33,477 42,841 43,158 43,515 50,685 47,145 41,378 54,504 48,013 46,159 40,117 40,148 41,134 34,482 42,496 36,108 28,779 29,091 30,682 32,901 30,347 44,018 41,064 43,070 40,744 35,56440793.16
Units: Lakhs

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Data Set - Payments |

Author/Publisher - RBI |

Source Data