Debit Cards by Public Sector Banks
As of August 2025, debit card usage across India’s major public sector banks continues to show steady growth and resilience. State Bank of India (SBI) remains the clear leader with over 24.5 crore active debit cards, followed by Bank of Baroda (8.87 crore) and Canara Bank (6.09 crore).
Union Bank of India, Punjab National Bank, and Indian Bank also maintain strong customer bases, each holding between 3.4 to 5.7 crore debit cards. Smaller players like Punjab & Sind Bank, Bank of Maharashtra, and UCO Bank show moderate but consistent growth month-over-month.
The overall data highlights the continued dominance of public sector banks in India’s retail banking ecosystem, reflecting widespread penetration of debit card usage even in semi-urban and rural areas.
Union Bank of India, Punjab National Bank, and Indian Bank also maintain strong customer bases, each holding between 3.4 to 5.7 crore debit cards. Smaller players like Punjab & Sind Bank, Bank of Maharashtra, and UCO Bank show moderate but consistent growth month-over-month.
The overall data highlights the continued dominance of public sector banks in India’s retail banking ecosystem, reflecting widespread penetration of debit card usage even in semi-urban and rural areas.
| Debit Cards | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| BANK OF BARODA | 8,83,90,204 | 8,83,90,204 | 8,82,12,209 | 8,84,76,869 | 8,81,03,641 | 8,77,76,511 | 8,82,82,720 | 8,87,02,717 | 8,88,07,897 |
| BANK OF INDIA | 3,64,93,906 | 3,64,93,906 | 3,65,40,630 | 3,74,09,291 | 3,75,32,322 | 3,72,25,651 | 3,74,09,807 | 3,73,82,264 | 3,71,49,066 |
| BANK OF MAHARASHTRA | 1,36,77,221 | 1,36,77,221 | 1,35,00,904 | 1,32,04,010 | 1,33,21,331 | 1,32,41,997 | 1,34,34,125 | 1,36,13,866 | 1,38,03,502 |
| CANARA BANK | 5,97,25,343 | 5,97,25,343 | 5,99,79,451 | 6,02,42,260 | 6,06,96,728 | 6,09,70,376 | 6,08,35,984 | 6,09,44,142 | 6,15,66,295 |
| CENTRAL BANK OF INDIA | 2,83,34,369 | 2,83,34,369 | 2,86,42,601 | 2,79,53,279 | 2,82,08,710 | 2,85,45,314 | 2,91,10,269 | 2,94,48,349 | 2,93,70,830 |
| INDIAN BANK | 3,32,35,299 | 3,32,35,299 | 3,33,55,982 | 3,34,90,148 | 3,36,04,279 | 3,37,47,801 | 3,38,83,402 | 3,40,28,772 | 3,42,60,118 |
| INDIAN OVERSEAS BANK | 1,80,53,330 | 1,80,53,330 | 1,83,25,100 | 1,85,39,929 | 1,87,96,495 | 1,90,66,347 | 1,94,07,344 | 1,97,38,512 | 2,01,03,033 |
| PUNJAB AND SIND BANK | 34,57,622 | 34,57,622 | 35,15,007 | 35,42,230 | 35,69,939 | 35,69,468 | 36,31,531 | 36,81,695 | 37,27,634 |
| PUNJAB NATIONAL BANK | 4,11,85,945 | 4,11,85,945 | 4,11,09,977 | 4,13,96,462 | 4,13,72,091 | 4,16,61,728 | 4,18,46,616 | 4,17,66,735 | 4,22,19,130 |
| STATE BANK OF INDIA | 23,82,56,213 | 23,82,56,213 | 24,06,50,523 | 24,17,72,286 | 24,25,21,838 | 24,27,35,835 | 24,48,35,303 | 24,57,07,805 | 24,68,88,722 |
| UCO BANK | 1,27,02,825 | 1,27,02,825 | 1,30,68,700 | 1,30,73,450 | 1,30,75,865 | 1,28,78,642 | 1,30,72,401 | 1,32,50,348 | 1,34,35,025 |
| UNION BANK OF INDIA | 5,55,12,101 | 5,55,12,101 | 5,57,88,872 | 5,61,25,507 | 5,63,37,605 | 5,66,24,526 | 5,69,66,242 | 5,69,97,043 | 5,72,01,215 |
Units: In Numbers
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